By accessing, registering for, or utilizing Taplo.biz (the "Platform"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to all of these terms, you must immediately discontinue your use of our digital business card services, software, and associated NFC hardware products.

2. Definitions and Interpretation

In these Terms, "Taplo," "we," "our," or "us" refers to Taplo.biz and its governing enterprise. "User," "you," or "client" refers to any individual, professional, or corporate entity registering an account or utilizing our digital networking solutions, mobile web applications, and NFC-enabled products.

3. Eligibility and Account Registration

To use Taplo.biz, you must be at least 18 years old or possess legal business capacity under the laws of your jurisdiction. You agree to provide accurate, current, and complete information during registration and to update such information promptly to maintain its accuracy. You are solely responsible for maintaining the security of your account credentials.

4. Description of Services

Taplo.biz provides a SaaS-based digital business card (vCard) creation platform, customizable profile hosting, QR code generators, analytical dashboards, and optional physical NFC-enabled smart cards. We reserve the right to modify, upgrade, suspend, or discontinue any feature or component of the platform at our sole discretion.

5. Subscription Plans and Fees

Certain features of Taplo.biz require paid subscriptions or one-time hardware purchases. By selecting a paid tier (such as Pro or Business plans), you agree to pay all applicable fees as specified on our pricing page. Subscriptions automatically renew unless canceled prior to the renewal date in accordance with our billing terms.

6. Payment Terms and Processing

All payments are processed securely through certified third-party payment gateways (including Stripe, PayPal, Paystack, and Flutterwave). You warrant that you are authorized to use the designated payment method. In the event of a payment failure, we reserve the right to suspend or downgrade your account access until all outstanding balances are settled.

7. Refund and Return Policy

Digital subscription fees are generally non-refundable once the billing cycle has commenced, except where mandated by applicable consumer protection laws. For physical NFC cards, return or replacement requests due to manufacturing defects must be submitted within 14 days of delivery, subject to our inspection and approval.

8. User Conduct and Acceptable Use

You agree not to use Taplo.biz for any unlawful, fraudulent, or malicious purposes. Prohibited activities include uploading harmful software or malware, transmitting unsolicited promotional spam, impersonating another individual, infringing upon intellectual property rights, or attempting to compromise the security or integrity of our server infrastructure.

9. User-Generated Content and Ownership

You retain full ownership of all data, text, images, logos, and links you upload to your digital business card profile ("User Content"). By uploading such content, you grant Taplo.biz a worldwide, non-exclusive, royalty-free license to host, display, cache, and transmit your content solely for the purpose of operating and rendering the service.

10. Intellectual Property Rights

All software code, graphic designs, user interface elements, trademarks, logos, domain names, and documentation associated with Taplo.biz are the exclusive property of the platform operators. Nothing in these Terms grants you any right, title, or interest in our proprietary intellectual property beyond a limited license to use the service.

11. Privacy and Data Protection

Our collection, processing, and storage of your personal data are governed by our Privacy Policy. By agreeing to these Terms, you also consent to our data practices, which comply with Ivorian data protection regulations (Loi n° 2013-450) and international standards like the GDPR where applicable.

12. Hardware and NFC Disclaimer

Physical NFC smart cards provided by Taplo.biz rely on compatible near-field communication technology embedded in modern smartphones. We do not guarantee compatibility with obsolete devices or older smartphone models lacking NFC hardware or necessary software support.

13. Service Availability and Uptime

We strive to maintain high availability and continuous operation of Taplo.biz. However, we do not warrant that the platform will be uninterrupted, error-free, or completely secure at all times. We are not liable for downtime resulting from scheduled maintenance, network failures, or force majeure events.

14. Limitation of Liability

To the maximum extent permitted by applicable law, Taplo.biz and its directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, revenue, or business opportunities arising out of or related to your use of the platform.

15. Indemnification

You agree to indemnify, defend, and hold harmless Taplo.biz, its affiliates, partners, and employees from and against any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the platform, or your violation of any third-party rights.

16. Suspension and Account Termination

We reserve the right to suspend, restrict, or terminate your account immediately, without prior notice or liability, if we determine that you have violated these Terms, engaged in fraudulent activities, or posed a security risk to the platform or other users.

17. Modification of Terms

Taplo.biz reserves the right to revise or update these Terms and Conditions at any time. We will notify users of significant changes by publishing the updated terms on our website with a revised effective date. Your continued use of the platform after such modifications constitutes your formal acceptance of the updated terms.

18. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by, construed, and enforced in accordance with the laws of the Republic of Côte d'Ivoire, without regard to conflict of law principles. Any legal disputes arising from or related to these Terms shall be submitted to the exclusive jurisdiction of the competent courts located in Abidjan, Côte d'Ivoire.

19. Dispute Resolution and Amicable Settlement

In the event of any dispute, controversy, or claim arising out of or relating to these Terms, both parties agree to first attempt an amicable resolution through good-faith negotiations before initiating formal legal proceedings or court litigation.

20. Severability

If any provision or paragraph of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that specific provision shall be modified to the minimum extent necessary to make it valid, and the remaining provisions shall remain in full force and effect.

21. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any applicable pricing schedules, constitute the entire agreement between you and Taplo.biz regarding your use of the platform, superseding any prior agreements, discussions, or representations.

22. Contact Information

If you have any questions, concerns, or inquiries regarding these Terms and Conditions, you may contact our legal and administrative support team directly through our official website channels at Taplo.biz